Jeff Miller REALTOR ® S.0197087 Berkshire Hathaway HomeServices Nevada Properties | Las Vegas Nevada

  Ways to avoid bank fees in relation to Real estate: Overdraft Fees: Be aware of your account balance and opt out of overdraft protection to avoid these fees. This is particularly important when it comes to managing funds for a property purchase or mortgage payments. ATM Fees: Plan ahead by checking with your bank for free ATM locations, and keeping some cash on hand to avoid using other bank's ATMs when purchasing or managing property. Monthly Service Charges: Waive monthly service charges for checking accounts by meeting certain requirements, such as direct deposit from rental income, or using the account for property management expenses. Low Balance Fees: Monitor account balances and move funds to accounts with higher balances to avoid low balance fees. This is important when it comes to keeping track of funds for a property purchase or management. Shop Around: Look for a bank that meets your needs and has lower or easy-to-waive fees, as this can save money when it comes to pro...

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  More on Banking Fees    The cost of bank fees can add up quickly, with the average overdraft fee being $33. To avoid these fees, there are several steps you can take. Overdraft Fees: Also known as "nonsufficient funds" (NSF), overdraft fees can occur when there is not enough money in your account to cover a purchase made with a check or debit card. To avoid these fees, check your account balance regularly and opt out of overdraft protection. ATM Fees: Being charged for using an ATM outside of your bank's network can be frustrating. To avoid these fees, check with your bank for locations where you can use its ATMs for free. Planning ahead and keeping some cash on hand can also help you avoid using another bank's ATM. Monthly Service Charges: Monthly service charges for checking accounts can often be waived by meeting certain requirements such as direct deposit, opening a second account, or spending a certain amount on a credit card with the bank. Low Balance Fees: No...

  How to avoid bank fees   The average bank fee for overdraft protection is $33. Make the mistake of not having enough money in your account when you write a check or buy something with a debit card, and you could pay a few hundred dollars in a year if you’re really forgetful.   Big and small banks make money off big and small fees on checking and savings accounts, sometimes as small as a buck or so. The national average out-of-network withdrawal fee for using an ATM outside of your bank’s network is $1.67, according to a survey by Bankrate.   Here are some ways to avoid the above fees and others that banks commonly charge: Overdraft Fees Also called “nonsufficient funds,” or NSF for short, overdraft fees changed after the financial crisis, with new rules requiring customers to opt in for overdraft protection instead of being given it automatically.   Overdraft protection pays a transaction if an account is overdrawn, and banks charge fees until the customer dep...

  Southern Nevada Real Estate Market Southern Nevada Real Estate: A Look at the Market in Las Vegas, Henderson, and Summerlin If you're in the market for a new home in Southern Nevada, you're likely wondering what the real estate market looks like in different cities in the region. Here, we'll take a closer look at the market in three of the most popular cities in Southern Nevada: Las Vegas, Henderson, and Summerlin. First, let's start with Las Vegas. As the largest city in Nevada, Las Vegas has a bustling real estate market, with many different neighborhoods to choose from. Currently, the median home value in Las Vegas is around $430,000, and prices have been on the rise over the past year. However, there are still many great deals to be found for those who are willing to do their research. Some popular neighborhoods in Las Vegas include Summerlin, The Lakes, and Centennial Hills. Next, let's take a look at Henderson. This city, located just outside of Las Vegas, i...

  What Is Earnest Money What is earnest money and how does it work? Earnest money is a deposit that is made by a homebuyer to demonstrate to the seller that they are serious about purchasing the property.  The amount of earnest money can vary, but it is typically a small percentage of the purchase price. When a homebuyer makes an offer on a property, they will typically include a check for the earnest money deposit along with the offer.  If the seller accepts the offer, the earnest money will be held in escrow until the sale is complete.  At that point, the earnest money will be applied to the purchase price of the home. If the sale falls through, the disposition of the earnest money will depend on the terms of the purchase agreement.  In some cases, the earnest money may be returned to the buyer, while in other cases it may be forfeited to the seller. The purpose of earnest money is to provide the seller with some assurance that the buyer is serious about the p...

  How to choose a Real Estate agent  There are a few things you can do to find a good real estate agent: Get recommendations from friends, family, or colleagues who have recently bought or sold a home. Research agents online and look for reviews or testimonials from past clients. Look for an agent who is knowledgeable about the area where you are looking to buy or sell. Choose an agent who is responsive to your needs and communication style. Consider an agent's experience and track record in the industry. Look for an agent who is a good negotiator and can advocate for your interests. It's also a good idea to meet with a few different agents before making a decision, and to ask them questions about their experience, approach, and how they plan to handle your transaction. Jeff Miller REALTOR S.0197087 Berkshire Hathaway HomeServices Nevada Properties www.HomesForNevada.com

    Duties Owed By Nevada Real Estate Agent  Licensee’s Duties Owed to  All  Parties:  A Nevada real estate licensee shall:  1. Not deal with any party to a real estate transaction in a manner which is deceitful, fraudulent or dishonest.  2. Exercise reasonable skill and care with respect to all parties to the real estate transaction.  3. Disclose to each party to the real estate transaction as soon as practicable:  a. Any material and relevant facts, data or information which licensee knows, or with reasonable care and diligence the licensee should know, about the property.   b. Each source from which licensee will receive compensation.  4. Abide by all other duties, responsibilities and obligations required of the licensee in law or regulations.  Licensee’s Duties Owed to the  Client : A Nevada real estate licensee shall:  1. Exercise reasonable skill and care to carry out the terms of the brokerage agreem...